Press Room

The Idaho Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In Idaho, if you hire a sub without their own workers' comp, you are responsible for their coverage. Your contract won't shield you from the bills. The Rule: Idaho...

From Quoting to Consulting: The Designation Edge Quick Takeaways The Problem: Competing on price in a flat market is a race to the bottom. If you're just "shopping the market," you're a replaceable commodity. The Rule: The technical edge is...

Return-to-Work: The Only Real Medicine Quick Takeaways The Mistake: Thinking that "letting them heal at home" is being a good boss. Every day a worker sits at home is a day closer to them never returning and a massive spike...

The Kentucky Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In Kentucky, if you hire a sub without their own workers' compensation coverage, you become their default workers' comp carrier. The statute dictates this, regardless of your contract. The...

The Louisiana Medical Choice Trap: The Employee’s First Physician Quick Takeaways The Trap: In Louisiana, the employee has the right to choose the first doctor. If you don't build a strong medical network before an injury occurs, you are at...

The 30-day notice rule: The importance of prompt injury reporting. Quick Takeaways The Trap: In NC, can an employee lose benefits if they don't report an injury in writing within 30 days? Yes. Most employers overlook this rule, which opens...

Virginia Statutory Employer: When a Sub's Injury Becomes Your Claim Quick Takeaways The Liability: In Virginia, you are liable for a subcontractor's employees if they don't have their own insurance — regardless of what your contract says. The Rule: Under...

The Alaska Officer Exemption Trap: A Frozen Asset Risk Quick Takeaways The Trap: Alaska’s officer exemption rules are rigid. If you don't file the right forms with the State of Alaska, your "executive status" won't save you from a $1,000-a-day...