Press Room

The AK Subrogation Trap Quick Takeaways * The Trap: Alaska has a "Two-Tiered" statute of limitations. If the employee doesn't sue the third party in 1 year, the claim is automatically assigned to you. * The Rule: Alaska Statute 23.30.015...

Expanding Workers Compensation Risk: Key Insights for Workers' Comp Success Understanding expanding workers compensation risk is essential for anyone navigating workers’ compensation. Whether you are an employer managing premium costs or an insurance agent serving clients, mastering expanding workers compensation...

The Alabama Second Injury Fund: A 30-Year-Old Trap Quick Takeaways * The Concept: The Second Injury Trust Fund was originally intended to support employers who hire workers with pre-existing disabilities. * The Trap: The fund was effectively "frozen" in 1992....

The Alabama Subrogation Trap Quick Takeaways The Trap: Alabama allows you to recover medical expenses and wage payments, but only if your agent files the lien correctly under Statute 25-5-11. The Rule: You have a "Third-Party" right of recovery. If...

The Illinois Medical Choice Trap: The Employee’s Selection Quick Takeaways The Trap: In Illinois, the employee has the right to choose their own doctor. If you don't proactively build a strong medical network before an injury, you are at the...

The Louisiana Medical Choice Trap: The Employee’s First Physician Quick Takeaways The Trap: In Louisiana, the employee has the right to choose the first doctor. If you don't build a strong medical network before an injury occurs, you are at...