Alaska Workers’ Comp: Don’t Lose $50K to the 1-Year Subrogation Trap!
The AK Subrogation Trap Quick Takeaways * The Trap: Alaska has a "Two-Tiered" statute of limitations. If the employee doesn't sue the third party in 1 year, the claim is automatically assigned to you. * The Rule: Alaska Statute 23.30.015...
Continue ReadingThe Hidden Claim Driver: How Stress, Burnout, and Workplace Violence Are Expanding Workers’ Compensation Risk
Most workplace injuries don’t start with a fall, a machine, or a lifting motion. They start with a human being who is distracted, exhausted, anxious, or overwhelmed. Across industries, employers are seeing a steady rise in incidents where the root...
Continue ReadingAlabama Work Comp Trap: Are Old Injuries Costing You Big?
The Alabama Second Injury Fund: A 30-Year-Old Trap Quick Takeaways * The Concept: The Second Injury Trust Fund was originally intended to support employers who hire workers with pre-existing disabilities. * The Trap: The fund was effectively "frozen" in 1992....
Continue ReadingAlabama Workers’ Comp: Don’t Lose Out on Subrogation Rights!
The Alabama Subrogation Trap Quick Takeaways The Trap: Alabama allows you to recover medical expenses and wage payments, but only if your agent files the lien correctly under Statute 25-5-11. The Rule: You have a "Third-Party" right of recovery. If...
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