The Press Room

A Worker Died From the Heat. Two Years Later, Another Worker Collapsed.

On July 19, 2022, Carlos Vargas Moreno went to work pulling weeds in a North Carolina field. It was brutally hot, and by that afternoon, the heat index was approaching 103 degrees. Moreno had been...

Why Heat Stress Is Becoming One of the Biggest Workers’ Comp Issues in America

For years, heat illness was treated like a seasonal issue. Most employers viewed it as something temporary that only affected roofers, road crews, landscapers, and construction workers spending long days outside in the middle of...

The Most Expensive Four Words In Workers’ Compensation

Let's start with a little quiz. An employee strains his back lifting a heavy box on Tuesday morning. He feels a quick twinge, rubs his lower back, and decides he'll be fine. By Wednesday he's...

The Retention Illusion: How Hiring Pressure Is Quietly Changing Risk Decisions Inside Your Organization

Alaska Workers’ Comp: Don’t Lose $50K to the 1-Year Subrogation Trap!

The AK Subrogation Trap Quick Takeaways * The Trap: Alaska has a "Two-Tiered" statute of limitations. If the employee doesn't sue the third party in 1 year, the claim is automatically assigned to you. *...

Alabama Contractor TRAP: Are You Paying for Uninsured Subs?

The Alabama Contractor Liability Trap: Paying for the Uninsured Quick Takeaways The Trap: If you hire a subcontractor in Alabama who doesn't have insurance, you are their workers' comp carrier. Your contract won't save you...