The Press Room

The Retention Illusion: How Hiring Pressure Is Quietly Changing Risk Decisions Inside Your Organization

Alaska Workers’ Comp: Don’t Lose $50K to the 1-Year Subrogation Trap!

The AK Subrogation Trap Quick Takeaways * The Trap: Alaska has a "Two-Tiered" statute of limitations. If the employee doesn't sue the third party in 1 year, the claim is automatically assigned to you. *...

Alabama Contractor TRAP: Are You Paying for Uninsured Subs?

The Alabama Contractor Liability Trap: Paying for the Uninsured Quick Takeaways The Trap: If you hire a subcontractor in Alabama who doesn't have insurance, you are their workers' comp carrier. Your contract won't save you...

Alabama Workers’ Comp: Are Mental Injury Claims Covered? The Trap!

The Alabama Mental Injury Rule: Are You Leaving Money on the Table? Quick Takeaways * The Issue: Assuming "Stress" or "PTSD" is covered in Alabama without a corresponding physical injury. * The Rule: Alabama law...

The Hidden Claim Driver: How Stress, Burnout, and Workplace Violence Are Expanding Workers’ Compensation Risk

Most workplace injuries don’t start with a fall, a machine, or a lifting motion. They start with a human being who is distracted, exhausted, anxious, or overwhelmed. Across industries, employers are seeing a steady rise...

Alabama Work Comp Trap: Are Old Injuries Costing You Big?

The Alabama Second Injury Fund: A 30-Year-Old Trap Quick Takeaways * The Concept: The Second Injury Trust Fund was originally intended to support employers who hire workers with pre-existing disabilities. * The Trap: The fund...