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Institute of WorkComp Professionals

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Actionable insights for Agents and Employers.
Explore decades of expertise on lowering costs, fixing audits, and mastering the process.

7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Missouri Mental Injury: The Workers’ Comp Trap You MUST Avoid

26 days ago | Uncategorized

Missouri Workers' Comp: Mental Injury and the Extraordinary and Unusual Standard Quick Takeaways The Extraordinary and Unusual Standard: Missouri requires that a compensable mental injury arise from work-related stress that was objectively extraordinary and unusual...

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North Carolina Workers’ Comp: The 30-Day Rule That Kills Claims (and Settlements)

4 months, 24 days ago | Uncategorized

The 30-day notice rule: The importance of prompt injury reporting. Quick Takeaways The Trap: In NC, can an employee lose benefits if they don't report an injury in writing within 30 days? Yes. Most employers...

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North Carolina Farm Workers’ Comp: The 10-Person Trap That Can Ruin Your Farm

1 month, 28 days ago | Uncategorized

North Carolina Workers' Comp: Agricultural Exemption and the 10-Person Rule Quick Takeaways The Regular Employee Threshold: North Carolina's agricultural exemption from mandatory workers' comp coverage applies only to operations with fewer than 10 regular employees....

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North Carolina Construction Audit: Is a $10,000 Typo Hiding in Your Payroll?

2 months, 15 days ago | Uncategorized

North Carolina Workers' Comp: Construction Payroll Classification and the Audit Split Rules Quick Takeaways The Default Highest-Rate Rule: In NC construction, auditors assign all of an employee's payroll to the highest-rated classification if the employee...

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North Carolina LLC Member Exemption: Your “Paper Shield” Will Fail You

2 months, 29 days ago | Uncategorized

North Carolina Workers' Comp: LLC Member Exemption and the Coverage Gap Quick Takeaways The Coverage Gap: North Carolina LLC members are excluded from workers' comp by default and do not count toward the three-employee threshold....

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North Carolina 3-Employee Rule: Is Your Small Business a ticking time bomb?

3 months, 23 days ago | Uncategorized

The North Carolina Three-Employee Rule: A Small Business Landmine Quick Takeaways The Trap: Thinking you're too small for workers' comp? That's a dangerous assumption. In North Carolina, officers and family members count toward the three-employee...

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