Institute of WorkComp Professionals

7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Alabama Contractor TRAP: Are You Paying for Uninsured Subs?

The Alabama Contractor Liability Trap: Paying for the Uninsured Quick Takeaways The Trap: If you hire a subcontractor in Alabama who doesn't have insurance, you are their workers' comp carrier. Your contract won't save you from the medical bills. The...

Continue Reading

Kentucky Contractor Nightmare: Are You Accidentally Their Workers’ Comp?

The Kentucky Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In Kentucky, if you hire a sub without their own workers' compensation coverage, you become their default workers' comp carrier. The statute dictates this, regardless of your contract. The...

Continue Reading