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Institute of WorkComp Professionals

7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Idaho Contractor Trap: Uninsured Subs Could Cost You Big!

The Idaho Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In Idaho, if you hire a sub without their own workers' comp, you are responsible for their coverage. Your contract won't shield you from the bills. The Rule: Idaho...

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Nevada Workers’ Comp: Are You Paying for “Ghost” Coverage?

Nevada Workers' Comp Officer Exemption: Mandatory Inclusion and the Exclusion Filing Quick Takeaways The Default: Nevada corporate officers are included in mandatory workers' comp coverage by default. Premium is owed on the officer's wages until a formal exclusion is filed...

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Virginia Subcontractor Trap: Don’t Pay for Their Mistakes!

Virginia Statutory Employer: When a Sub's Injury Becomes Your Claim Quick Takeaways The Liability: In Virginia, you are liable for a subcontractor's employees if they don't have their own insurance — regardless of what your contract says. The Rule: Under...

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