Institute of WorkComp Professionals

7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Alabama Contractor TRAP: Are You Paying for Uninsured Subs?

The Alabama Contractor Liability Trap: Paying for the Uninsured Quick Takeaways The Trap: If you hire a subcontractor in Alabama who doesn't have insurance, you are their workers' comp carrier. Your contract won't save you from the medical bills. The...

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District of Columbia Contractor Nightmare: Are YOU Paying Uninsured Worker’s Comp?

The District of Columbia Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In the District of Columbia, if you hire a sub who doesn't have insurance, you are their workers' comp carrier. Your contract won't save you from the...

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Georgia Contractor Trap: Uninsured Subs Cost YOU Money!

The Georgia Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In Georgia, if you hire a sub without insurance, you are their workers' comp carrier. Your contract won't save you from the medical bills. The Rule: Georgia Code §...

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Idaho Contractor Trap: Uninsured Subs Could Cost You Big!

The Idaho Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In Idaho, if you hire a sub without their own workers' comp, you are responsible for their coverage. Your contract won't shield you from the bills. The Rule: Idaho...

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Michigan Contractors: Uninsured Sub? You Pay!

The Michigan Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In Michigan, if you hire a sub without insurance, you are responsible for their workers' comp claims. Your contract alone won't protect you from medical bills. The Rule: Michigan...

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Virginia Subcontractor Trap: Don’t Pay for Their Mistakes!

Virginia Statutory Employer: When a Sub's Injury Becomes Your Claim Quick Takeaways The Liability: In Virginia, you are liable for a subcontractor's employees if they don't have their own insurance — regardless of what your contract says. The Rule: Under...

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