Alabama Contractor TRAP: Are You Paying for Uninsured Subs?
The Alabama Contractor Liability Trap: Paying for the Uninsured Quick Takeaways The Trap: If you hire a subcontractor in Alabama who doesn't have insurance, you are their workers' comp carrier. Your contract won't save you from the medical bills. The...
Continue ReadingDistrict of Columbia Contractor Nightmare: Are YOU Paying Uninsured Worker’s Comp?
The District of Columbia Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In the District of Columbia, if you hire a sub who doesn't have insurance, you are their workers' comp carrier. Your contract won't save you from the...
Continue ReadingGeorgia Contractor Trap: Uninsured Subs Cost YOU Money!
The Georgia Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In Georgia, if you hire a sub without insurance, you are their workers' comp carrier. Your contract won't save you from the medical bills. The Rule: Georgia Code §...
Continue ReadingIdaho Contractor Trap: Uninsured Subs Could Cost You Big!
The Idaho Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In Idaho, if you hire a sub without their own workers' comp, you are responsible for their coverage. Your contract won't shield you from the bills. The Rule: Idaho...
Continue ReadingMichigan Contractors: Uninsured Sub? You Pay!
The Michigan Contractor Trap: The Statutory Employer Quick Takeaways The Trap: In Michigan, if you hire a sub without insurance, you are responsible for their workers' comp claims. Your contract alone won't protect you from medical bills. The Rule: Michigan...
Continue ReadingVirginia Subcontractor Trap: Don’t Pay for Their Mistakes!
Virginia Statutory Employer: When a Sub's Injury Becomes Your Claim Quick Takeaways The Liability: In Virginia, you are liable for a subcontractor's employees if they don't have their own insurance — regardless of what your contract says. The Rule: Under...
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