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Institute of WorkComp Professionals

7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Alabama Workers’ Comp: Don’t Lose Out on Subrogation Rights!

The Alabama Subrogation Trap Quick Takeaways The Trap: Alabama allows you to recover medical expenses and wage payments, but only if your agent files the lien correctly under Statute 25-5-11. The Rule: You have a "Third-Party" right of recovery. If...

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Delaware Workers’ Comp: Are You Giving Away Your Biggest Cost Lever?

The Delaware Medical Choice: The Employer's Control Quick Takeaways The Trap: Delaware gives you the primary right to choose the doctor. If you don't build a strong medical network before an injury, you lose the cost control that right provides....

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Florida Workers’ Comp: “Nice” Can Cost You $100,000

Florida Choice of Physician: Why "Nice" Can Cost You Big Quick Takeaways The Trap: Thinking you're doing right by letting an injured worker see their family doctor? That "nice" gesture could cost you $100,000. In Florida, you direct medical care...

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Illinois Workers’ Comp: Are You Trapped By Employee Medical Choice?

The Illinois Medical Choice Trap: The Employee’s Selection Quick Takeaways The Trap: In Illinois, the employee has the right to choose their own doctor. If you don't proactively build a strong medical network before an injury, you are at the...

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Stop the Workers’ Comp Nightmare: Return-to-Work is the Cure!

Return-to-Work: The Only Real Medicine Quick Takeaways The Mistake: Thinking that "letting them heal at home" is being a good boss. Every day a worker sits at home is a day closer to them never returning and a massive spike...

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Louisiana Workers’ Comp: Are You Trapped by Medical Choice?

The Louisiana Medical Choice Trap: The Employee’s First Physician Quick Takeaways The Trap: In Louisiana, the employee has the right to choose the first doctor. If you don't build a strong medical network before an injury occurs, you are at...

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