Archive for the ‘Uncategorized’ Category

Seven common mistakes in workers comp when hiring subcontractors

Posted on April 1st, 2025 by Ray

Subcontractor mistakes in workers comp can lead to significant financial and legal issues for the contractor and/or project owner. Here are tips on avoiding seven common mistakes: Choosing a subcontractor based on price alone While budget constraints are significant, choosing a subcontractor solely based on the lowest bid can lead to problems. Look for a […]

Addressing PPE challenges: OSHA new ‘proper fit’ rule, NIOSH new guidance on hearing protection OSHA ‘proper fit’ rule

Posted on March 7th, 2025 by Ray

OSHA’s “properly fit” rule became effective January 15, aligning construction standards with those already established for general industry and maritime employment. Construction employers must provide personal protective equipment (PPE) in various sizes and designs that accommodate a diverse workforce. Importantly, they must assess the fit of PPE for each worker individually. The fit must address […]

How to combat the troubling trend of longer claim duration for younger workers

Posted on February 7th, 2025 by Ray

How to combat the troubling trend of longer claim duration for younger workers While younger workers (Gen Z) tend to have higher rates of workplace injuries compared to older workers, it’s often said that they recover quicker, and the workers’ comp costs are lower. However, insurance companies are noticing a troubling trend -–a longer duration […]

Five challenges for workers comp in 2025 Part 1 (1 – 5)

Posted on January 6th, 2025 by Ray

The workers’ compensation landscape is undergoing significant transformation driven by new technologies, legal and regulatory challenges, economic factors, and evolving workforce dynamics. Employers that are proactive and informed are in the best position to navigate these complexities and effectively mitigate risks. In 2025 employers will need a heightened awareness of federal, state and local regulations […]

11 key mistakes to avoid when submitting OSHA logs

Posted on December 11th, 2024 by Ray

Each year by March 2, most employers must electronically submit their OSHA logs to the Department of Labor (DOL). The process can be confusing, and getting it wrong puts your business at risk of OSHA fines, increased OSHA scrutiny, and even potential legal action. Avoid these common mistakes when submitting your logs to ensure compliance […]

Natural disasters and Workers’ Compensation

Posted on November 20th, 2024 by Ray

Natural disasters, such as hurricanes, tornadoes, floods, and wildfires, are increasing the scrutiny businesses face over their disaster preparedness, response strategies, and liability for injuries and deaths of workers. While the laws vary by state as to whether natural disaster-related injuries are compensable under workers’ comp statutes, most states cover first responders and workplace injuries […]

Twelve things to know about OSHA’s proposed heat rule

Posted on October 8th, 2024 by Ray

Back in early July, OSHA released an unofficial version of a Notice of Proposed Rulemaking (NPRM) for a federal Indoor and Outdoor Heat Illness Prevention Rule. After an unusually long delay, apparently related to the rule’s length and formatting of numerous tables and graphs, the official version was published on August 30. Here are 11 things you need […]

What companies get wrong about safety investments

Posted on September 6th, 2024 by Ray

Companies have devoted considerable resources to reducing injuries and conditions have improved, but not enough. Employers reported 2.8 million injury and illness cases in 2022, a 7.5 percent increase over 2021. There were 5,486 fatal work injuries in 2022—the equivalent of one death every 96 minutes. Here are seven reasons why more effective injury and […]

What employers need to know about OSHA’s proposed heat standard

Posted on August 16th, 2024 by Ray

On July 2, 2024, federal OSHA released a proposed heat standard  that has not yet been published in the Federal Register. In the Spring 2024 Regulatory Agenda, the date for the Notice of Proposed Rule Making (NPRM) is listed as 8/00/2024. The proposal will apply to employers conducting outdoor and indoor work in all industries, […]

Shifting Injury Trends by Industry

Posted on June 5th, 2024 by Ray

Transportation and warehousing At the National Council on Compensation Insurance’s (NCCI) annual symposium, it was reported that “Most industries show consistent and steady declines in claim frequency. However, claim frequency increased in the transportation and warehousing sector from 2019- 2022. The couriers and messengers subsector (local delivery drivers) is driving this increase, caused mostly by […]