Major workplace crises, whether natural disasters or acts of violence, always leave behind more than physical damage. They reveal gaps in preparedness, expose weaknesses in response systems, and place lasting burdens on the affected workers. Two recent events, the Los Angeles wildfires and the Virginia school shooting verdict, underscore how employers must rethink workers compensation […]

Vetting Your Medical Provider: The Key to Controlling Workers’ Comp Costs The single most influential factor in the outcome of a workers’ compensation claim is the quality of the initial medical care. Selecting the right medical provider is not just a logistical step; it is the most critical business decision you will make in managing […]

The Advocacy-Based Claims Model: How to Reduce Costs and Improve Outcomes The traditional workers’ compensation claims process is fundamentally broken. It is an adversarial system that treats an injured employee not as a person, but as a potential liability. This approach creates confusion and fear, which are the primary drivers of claim costs. There is […]

Are Employee Bonuses Included in Your Workers’ Comp Premium? As you plan year-end bonuses and employee gifts, you need to understand how they affect your workers’ compensation premium. The answer isn’t always simple, but the rules are clear once you know what to look for. Your workers’ comp premium is based on your total employee […]

How a Flawed Injury Investigation Can Cost You $50,000 A workers’ compensation claim for a minor back injury ended up costing an employer nearly $80,000. The problem? The injury very likely did not happen at work. A series of missteps during the initial investigation allowed a questionable claim to proceed, resulting in over $50,000 in […]

Why Ignoring Workers’ Comp Is a Costly Mistake—Even Now Workers’ compensation insurance has never been cheaper. In the last 30 years, rates have plummeted by over 80% in some sectors when adjusted for inflation. With costs falling here while rising everywhere else, it’s tempting to shift your focus away from your workers’ comp program. That […]

Workplace Safety: Your Most Overlooked Profit Center For decades, many businesses operated on a simple philosophy: “Production at all costs.” The goal was to get the job done fast, because you don’t get paid until the project is complete. Safety was often an afterthought, and the cost of that mindset showed up in workplace injuries […]

A Leader’s Guide to Preventing Winter Workplace Injuries Winter weather introduces predictable risks to your business. Ignoring them is a financial gamble. With employee turnover higher than ever, you likely have inexperienced team members who are less familiar with seasonal safety protocols. It’s time to prepare. The four most significant winter hazards are slips and […]

Calculating the True Cost of a Bad Hire A bad hire is one of the most expensive and preventable mistakes your business can make. The financial impact extends far beyond the employee’s salary, affecting productivity, team morale, and your bottom line. This isn’t an issue reserved for large corporations or specific industries. The consequences are […]