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Is your Alaska business at risk of a HUGE work comp penalty? This video reveals the hidden “officer exemption trap” that could cost you $1,000 a day!

Here’s what you’ll learn:

* The Alaska officer exemption rule defaults to INCLUSION, meaning you’re automatically covered (and charged!) unless you specifically opt-out.
* Opting-out to save on premiums leaves you vulnerable to HUGE medical bills if you’re injured on the job.
* Protect your business by auditing your corporate filings and understanding the specific Alaska exclusion forms.

Learn how to protect your business and avoid costly fines!

Agents: Master the protocols at https://www.workcompprofessionals.com/.
Employers: Take control of your costs at https://LockedAndLoadedTraining.com.

Modernize Your Safety Communication to Reduce Injuries The communication landscape has changed dramatically, but many workplace safety programs are still stuck in the past. If your safety messaging hasn’t evolved with your workforce, you are failing to manage risk effectively. Today’s employees expect communication that is direct, relevant, and respects their intelligence and time. Outdated, […]

Federal OSHA enforcement and compliance guidance have always been central to employer risk management. But as we move deeper into 2026, the agency’s behavior itself, not just the rules on the books, is offering critical clues about where inspections, citations, and compliance expectations are headed. For employers and risk professionals, understanding these shifts isn’t academic; […]

Workers’ compensation has always been about people, but the “human factor” is taking center stage in a way we haven’t seen before. Employers tend to think of injuries as mechanical problems, slips, trips, machinery, equipment, ergonomics. But the forces driving claim frequency and severity this year have far more to do with how people feel, […]

Major workplace crises, whether natural disasters or acts of violence, always leave behind more than physical damage. They reveal gaps in preparedness, expose weaknesses in response systems, and place lasting burdens on the affected workers. Two recent events, the Los Angeles wildfires and the Virginia school shooting verdict, underscore how employers must rethink workers compensation […]

Fentanyl Employers have long used pre-employment drug screening as a key safeguard to protect workplace safety and control workers compensation costs. Historically, differences between pre-employment and random drug testing results have been modest across most substances. However, data from the Quest Diagnostics Drug Testing Index suggests this is changing. Over the past five years, random (unannounced, […]

Don’t Wait for an Injury: How a Return-to-Work Program Protects Your Business An employee gets hurt on the job. What’s your plan? Too often, the answer is a scramble. A supervisor is told to “find something” for the injured employee to do, leading to an awkward and unproductive situation for everyone. This reactive approach is […]

Build a Bulletproof Return-to-Work Program: Your First Steps An effective Return-to-Work program is simple, practical, and tailored to your business. The first and most critical step is to put your plan in writing. A written plan moves your program from a vague idea to an official company policy. It sets clear expectations for everyone involved, […]

How to Cut Workers’ Comp Claims: Build a Culture of Safety Many business leaders believe that strict rules and penalties are the keys to a safe workplace. This approach is fundamentally flawed. If you want to slash your workers’ compensation costs and create a more productive environment, you must shift your focus from enforcement to […]

How to Help Clients Make Workers’ Comp Employee Friendly Both in the media and in general conversation, we often hear people refer to the workers’ compensation laws in various states as being very “employee friendly” because they feel that it’s easy for injured employees to get more than they “deserve” from the workers’ comp system. […]