Institute of WorkComp Professionals

7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Alaska Workers’ Comp: Don’t Lose $50K to the 1-Year Subrogation Trap!

The AK Subrogation Trap Quick Takeaways * The Trap: Alaska has a "Two-Tiered" statute of limitations. If the employee doesn't sue the third party in 1 year, the claim is automatically assigned to you. * The Rule: Alaska Statute 23.30.015...

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Alabama Workers’ Comp: Are Mental Injury Claims Covered? The Trap!

The Alabama Mental Injury Rule: Are You Leaving Money on the Table? Quick Takeaways * The Issue: Assuming "Stress" or "PTSD" is covered in Alabama without a corresponding physical injury. * The Rule: Alabama law mandates a physical injury to...

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The Hidden Claim Driver: How Stress, Burnout, and Workplace Violence Are Expanding Workers’ Compensation Risk

Most workplace injuries don’t start with a fall, a machine, or a lifting motion. They start with a human being who is distracted, exhausted, anxious, or overwhelmed. Across industries, employers are seeing a steady rise in incidents where the root...

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Alabama Work Comp Trap: Are Old Injuries Costing You Big?

The Alabama Second Injury Fund: A 30-Year-Old Trap Quick Takeaways * The Concept: The Second Injury Trust Fund was originally intended to support employers who hire workers with pre-existing disabilities. * The Trap: The fund was effectively "frozen" in 1992....

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Alaska Work Comp Trap: $1000/Day Fine You Can’t Ignore!

The Alaska Officer Exemption Trap: A Frozen Asset Risk Quick Takeaways The Trap: Alaska’s officer exemption rules are rigid. If you don't file the right forms with the State of Alaska, your "executive status" won't save you from a $1,000-a-day...

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