Institute of WorkComp Professionals

7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Alabama Contractor TRAP: Are You Paying for Uninsured Subs?

The Alabama Contractor Liability Trap: Paying for the Uninsured Quick Takeaways The Trap: If you hire a subcontractor in Alabama who doesn't have insurance, you are their workers' comp carrier. Your contract won't save you from the medical bills. The...

Continue Reading

Alabama Workers’ Comp: Are Mental Injury Claims Covered? The Trap!

The Alabama Mental Injury Rule: Are You Leaving Money on the Table? Quick Takeaways * The Issue: Assuming "Stress" or "PTSD" is covered in Alabama without a corresponding physical injury. * The Rule: Alabama law mandates a physical injury to...

Continue Reading