Institute of WorkComp Professionals

7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Alaska Workers’ Comp: Don’t Lose $50K to the 1-Year Subrogation Trap!

The AK Subrogation Trap Quick Takeaways * The Trap: Alaska has a "Two-Tiered" statute of limitations. If the employee doesn't sue the third party in 1 year, the claim is automatically assigned to you. * The Rule: Alaska Statute 23.30.015...

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The Hidden Claim Driver: How Stress, Burnout, and Workplace Violence Are Expanding Workers’ Compensation Risk

Most workplace injuries don’t start with a fall, a machine, or a lifting motion. They start with a human being who is distracted, exhausted, anxious, or overwhelmed. Across industries, employers are seeing a steady rise in incidents where the root...

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Alabama Work Comp Trap: Are Old Injuries Costing You Big?

The Alabama Second Injury Fund: A 30-Year-Old Trap Quick Takeaways * The Concept: The Second Injury Trust Fund was originally intended to support employers who hire workers with pre-existing disabilities. * The Trap: The fund was effectively "frozen" in 1992....

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Alabama Workers’ Comp: Don’t Lose Out on Subrogation Rights!

The Alabama Subrogation Trap Quick Takeaways The Trap: Alabama allows you to recover medical expenses and wage payments, but only if your agent files the lien correctly under Statute 25-5-11. The Rule: You have a "Third-Party" right of recovery. If...

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Illinois Workers’ Comp: Are You Trapped By Employee Medical Choice?

The Illinois Medical Choice Trap: The Employee’s Selection Quick Takeaways The Trap: In Illinois, the employee has the right to choose their own doctor. If you don't proactively build a strong medical network before an injury, you are at the...

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Louisiana Workers’ Comp: Are You Trapped by Medical Choice?

The Louisiana Medical Choice Trap: The Employee’s First Physician Quick Takeaways The Trap: In Louisiana, the employee has the right to choose the first doctor. If you don't build a strong medical network before an injury occurs, you are at...

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