The Hidden Claim Driver: How Stress, Burnout, and Workplace Violence Are Expanding Workers’ Compensation Risk
19 days ago
alabama , Claims Management , combined disability , experience mod , permanent total disability , post-offer medical questionnaire , PTD , risk management , second injury fund
Most workplace injuries don’t start with a fall, a machine, or a lifting motion. They start with a human being who is distracted, exhausted, anxious, or overwhelmed. Across industries, employers are seeing a steady rise in incidents where the root...
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Alabama Work Comp Trap: Are Old Injuries Costing You Big?
21 days ago
alabama , Claims Management , combined disability , experience mod , permanent total disability , post-offer medical questionnaire , PTD , risk management , second injury fund
The Alabama Second Injury Fund: A 30-Year-Old Trap Quick Takeaways * The Concept: The Second Injury Trust Fund was originally intended to support employers who hire workers with pre-existing disabilities. * The Trap: The fund was effectively "frozen" in 1992....
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