Success Stories

The Stakes: A trucking and excavating company with 50 trucks was suffering from a high Mod. The culprit was a massive $304,138 reserve left over from a prior insurance carrier. The current agent ignored it, assuming nothing could be done...

The Stakes: An ice cream manufacturer with 12 employees was carrying an Experience Mod of 1.9—more than triple the industry standard. Their premiums were frozen at a punitive rate, costing them tens of thousands annually. The Investigation: The Advisor audited...

The Stakes: A concrete manufacturer with $15M in revenue saw their Mod jump from a credit (0.90) to a debit (1.20). This seemingly small shift triggered a $12,000 annual premium hike, with no clear explanation. The Investigation: The Advisor conducted...

The Stakes: A public school system watched its Mod drift from 0.97 to 1.34 over five years, despite having no significant injuries. The taxpayers were footing the bill for $17,000 a year in unnecessary premiums. The Investigation: The Advisor discovered...

The Stakes: A social service agency with 390 employees across 22 locations was facing a crisis of frequency. In just six months, they racked up 27 claims totaling $89,000. The costs were bleeding the budget, and the sheer volume of...

The Stakes: A manufacturer with 175 employees was bleeding $80,000 a year in comp costs, averaging 35 claims annually. Their Mod was stuck at 1.12. The problem wasn't the machinery; it was the culture. The Investigation: The Advisor interviewed the...