Implementation of comprehensive Workers’ Comp program helps bus company drive down premiums
INSURED A school bus contractor with 30 drivers. SITUATION The company was enrolled in a special state program for school bus operators that allowed it to receive a safety group dividend and preferred pricing on their Workers’ Compensation rates....
Continue ReadingCWCAs unbundled costs and save contractor $25,000
INSUREDA midsize masonry contractor. SITUATIONThe masonry contractor was using a PEO (Professional Employer Organization) and was concerned what it was paying for Workers’ Comp was higher than that of its competitors. It was difficult for them to determine their rate...
Continue ReadingMetal fabricator saves $40,000
INSUREDA metal fabricator with 26 employees thatmanufactures metal sign-holders for various retailers. SITUATIONWith no history of carpel tunnel issues, the insured experienced a rash of carpel tunnel injuries unexpectedly, with two in excess of $80,000. This drove the company’s Experience...
Continue ReadingReal estate client saves $176,000 and lowers Experience Modesto
INSURED A large residential property company with more than 5,800 units encompassing 46 high-rise buildings and over 153 acres. SITUATION The company was using a large insurance agency/broker that was lax in managing the company’s claims, resulting in a high...
Continue ReadingCWCAs find reserve error and help bank control Mod
INSURED The insured is a large community bank with 30 branches, 400 employees, and assets in excess of $850 million. SITUATION A 12-year client, the bank had a comprehensive Workers’ Comp program and an excellent claims history, with an Experience...
Continue ReadingGrocery Store Chain saves $100k, keeps Mod down
INSURED An independent grocery store that employees 500 people with annual revenues of $20 million. SITUATION The employer had a large open claim reserve of $140,000 as a result of a back injury to an employee. There was also a...
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