Success Stories

The Stakes: A building material dealer with $30M in revenue was hit with a shock: their Experience Mod was spiking from 0.79 to 1.13. That meant a massive premium increase was coming, and they didn't know why. The Investigation: Most...

The Stakes: A residential framing contractor was blindsided by an $80,612 bill from their insurance carrier. It was a crippling blow caused by a routine audit and a mid-year mod change. Their existing broker offered zero help, leaving the owner...

The Stakes: A landscape contractor with 120 employees had just been acquired. The new owners expected some transition costs, but they didn't expect their Workers' Comp Experience Mod to inexplicably spike, driving premiums through the roof right after the purchase....

The Stakes: A small, multi-state satellite installation company opened their mail to find a nightmare: a $499,916 audit bill. The auditor had reclassified their network of independent installers as full-time employees. For a company of their size, this bill wasn't...

The Stakes: An office furniture manufacturer with $32M in revenue watched their Experience Mod creep up year after year, hitting 1.22. Their incumbent agent told them it was just "market trends" and "bad luck" with claims. The Investigation: The Advisor...

The Stakes: An outdoor sign company with under 10 employees was paying an unusually high premium given their revenue. The incumbent broker had simply assigned the "Sign Installation" code to the entire policy—a common default for the industry. The Investigation:...