Success Stories

The Stakes: A residential framing contractor was blindsided by an $80,612 bill from their insurance carrier. It was a crippling blow caused by a routine audit and a mid-year mod change. Their existing broker offered zero help, leaving the owner...

The Stakes: A small, multi-state satellite installation company opened their mail to find a nightmare: a $499,916 audit bill. The auditor had reclassified their network of independent installers as full-time employees. For a company of their size, this bill wasn't...

The Stakes: An outdoor sign company with under 10 employees was paying an unusually high premium given their revenue. The incumbent broker had simply assigned the "Sign Installation" code to the entire policy—a common default for the industry. The Investigation:...

The Stakes: A Wisconsin auto repair business with seven employees faced a sudden financial threat. An unannounced audit by the Rating Board resulted in a reclassification from "Auto Repair" to the much higher-risk "Auto Dismantling." This ruling was set to...

The Stakes: A non-profit care provider with 512 employees and a $20 million payroll was being crushed by a Mod of 1.71. Their premium stood at $321,734, diverting funds that should have gone to elder care. The Investigation: The Advisor...

The Stakes: A local towing company was hit with a surprise bill for $46,000 after an audit. They paid the first $26,000 in a panic but were now being chased for the remaining $20,000. The carrier threatened to cancel them...