7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Grocery Store Chain saves $100k, keeps Mod down

INSURED An independent grocery store that employees 500 people with annual revenues of $20 million. SITUATION The employer had a large open claim reserve of $140,000 as a result of a back injury to an employee. There was also a...

Continue Reading

CWCAs help Excavating Company dig up answers to reasons for high open reserves

INSURED The insured is a large trucking and excavating company with a fleet of 50 trucks, 90 employees and $10 million in annual revenues. SITUATION The company had large open claims that negatively impacted its Experience Mod. The current agent...

Continue Reading

Better HR helps manufacturer lower Mod

INSURED An ice cream manufacturer with 12 employees and revenues of $2.8 million. SITUATION The company had an Experience Mod of 1.9, which was more than three times what it should be. ASSESSMENT A team of CWCAs reviewed the business....

Continue Reading

Premium increase not set in stone as MOD adjustment returns $150,000 to concrete manufacturer

INSURED This free-cast prestressed concrete manufacturer and contractor has annual revenues of nearly $15 million and employs 60 people. SITUATION The company, which traditionally had an Experience Modification Factor in the .89 to .90 range, saw a rise to 1.2....

Continue Reading

School System Learns a Lesson in How to Reduce its MOD

INSURED A public school system with 150 employees. SITUATION The school system’s Experience Modification Factor escalated over the past five years, from as low as 0.97 to a high of 1.34, though it had experienced no significant workplace injuries during...

Continue Reading

Class audits & improved management cut care provider’s Mod 44%

9 years, 1 month ago ,

INSURED The business is a non-profit outpatient, long-term care provider with a $20 million payroll for 512 employees spread over nine locations. The company assists elderly clients so that they are able to remain at home by either picking them...

Continue Reading