Author Archive

Long-term opioid prescriptions greatly increase the duration of temporary disability

Posted on July 12th, 2018 by admin@iwcp

The Workers’ Compensation Research Institute (WCRI) examined the impact of opioid prescriptions on the duration of temporary disability benefits for workers with lower back injuries. The conclusion: long-term opioid prescriptions lead to temporary disability durations more than three times longer than claims without opioid prescriptions. Long-term is defined as having prescriptions within the first three […]

Getting LOTO wrong could cost

Posted on June 27th, 2018 by admin@iwcp

Getting LOTO wrong is costly Here’s how to get it right Many companies believe they are in compliance with OSHA’s Lockout/Tagout (LOTO) standard; yet, it is one of the most difficult to comply with and is the number five violation in general industry and construction. To give you an idea of the standard’s complexity, a […]

Lock out Tag out – energization removed

Posted on June 27th, 2018 by admin@iwcp

OSHA’s removal of the term “unexpected energization” from the LOTO standard likely to lead to more citations Under the Obama administration, OSHA began an effort under the Standards Improvement Project 4 to fix minor, noncontroversial issues in several existing regulations, including the lockout/tagout regulation. While these issues typically include correcting typos, eliminating redundancies and clarifying […]

Trends in combatting abuse and fraud in Workers’ Compensation

Posted on May 7th, 2018 by admin@iwcp

Fraud or abuse that might not reach the legal requirements for criminal sanctions happens in all aspects of the Workers’ Comp system. There’s employee fraud, employer fraud, health provider fraud, attorney fraud, and even insurer and claims adjuster fraud. The good news is that technology is making it easier to detect and many states have […]

What employers should expect from an insurance agent?

Posted on December 11th, 2017 by admin@iwcp

By Kevin Ring Institute of Work Comp Professionals Editor’s note: Kevin Ring, CWCA, CWCA, MWCA, is Lead Analyst at Institute of WorkComp Professionals, Asheville, NC of which we are a member. It trains, certifies independent insurance agents and their support staff to navigate the complicated workers’ compensation system and act as advocates operating between employers […]

Hurricane recovery: Workers’ Comp implications

Posted on December 11th, 2017 by admin@iwcp

Be sure your employees are covered when going out of state to assist with recovery The requirements for Workers’ Comp vary by state and the important message here is that if you have employees traveling out of state you want to be sure you have the correct states on the policy. You should work with […]

OSHA update: Electronic record keeping, regulatory agenda, combustible dust, noise in construction

Posted on November 10th, 2017 by admin@iwcp

OSHA’s Injury Tracking Application Injury Reporting is now available allowing employers to electronically enter their required 2016 injury and illness data from Form 300A. The Improve Track of Workplace Injuries and Illnesses final rule went into effect Jan. 1 with an initial compliance deadline of July 1. But OSHA has proposed delaying that deadline until Dec. 1, in an effort to […]

Classification: The Foundation of Workers’ Compensation For the Construction Industry

Posted on November 18th, 2017 by admin@iwcp

Whether you’re an insurance professional, an employer or “the person in charge of insurance,” it’s often difficult to get your arms around Workers’ Compensation. It’s complex and fraught with so many “moving parts” you can almost be certain that what you say will be challenged and certainly open to interpretation. While there are several good […]

Lower Job Classifications Mean Lower Premiums

Posted on October 15th, 2017 by admin@iwcp

To keep their premiums at the lowest cost each year, it’s not unusual for businesses to seek job classifications with lower ratings. Workers’ Compensation guru, David Leng, explains in his book, Stop Being Frustrated and Overcharged Year After Year by Your Workers’ Compensation Program, this practice can actually backfire. He cites the case of a […]

Legal Corner

Posted on February 19th, 2018 by admin@iwcp

ADA Employer requiring wellness program participation prevails over EEOC A federal District Court in Wisconsin has ruled against the Equal Employment Opportunity Commission and held that a plastic manufacturer’s policy of requiring employees to complete health risk assessments and biometric screenings to be eligible for health coverage does not violate the ADA. The court granted […]