Author Archive

Trends in combatting abuse and fraud in Workers’ Compensation

Posted on May 7th, 2018 by admin@iwcp

Fraud or abuse that might not reach the legal requirements for criminal sanctions happens in all aspects of the Workers’ Comp system. There’s employee fraud, employer fraud, health provider fraud, attorney fraud, and even insurer and claims adjuster fraud. The good news is that technology is making it easier to detect and many states have […]

What employers should expect from an insurance agent?

Posted on December 11th, 2017 by admin@iwcp

By Kevin Ring Institute of Work Comp Professionals Editor’s note: Kevin Ring, CWCA, CWCA, MWCA, is Lead Analyst at Institute of WorkComp Professionals, Asheville, NC of which we are a member. It trains, certifies independent insurance agents and their support staff to navigate the complicated workers’ compensation system and act as advocates operating between employers […]

Hurricane recovery: Workers’ Comp implications

Posted on December 11th, 2017 by admin@iwcp

Be sure your employees are covered when going out of state to assist with recovery The requirements for Workers’ Comp vary by state and the important message here is that if you have employees traveling out of state you want to be sure you have the correct states on the policy. You should work with […]

OSHA update: Electronic record keeping, regulatory agenda, combustible dust, noise in construction

Posted on November 10th, 2017 by admin@iwcp

OSHA’s Injury Tracking Application Injury Reporting is now available allowing employers to electronically enter their required 2016 injury and illness data from Form 300A. The Improve Track of Workplace Injuries and Illnesses final rule went into effect Jan. 1 with an initial compliance deadline of July 1. But OSHA has proposed delaying that deadline until Dec. 1, in an effort to […]

Classification: The Foundation of Workers’ Compensation For the Construction Industry

Posted on November 18th, 2017 by admin@iwcp

Whether you’re an insurance professional, an employer or “the person in charge of insurance,” it’s often difficult to get your arms around Workers’ Compensation. It’s complex and fraught with so many “moving parts” you can almost be certain that what you say will be challenged and certainly open to interpretation. While there are several good […]

Lower Job Classifications Mean Lower Premiums

Posted on October 15th, 2017 by admin@iwcp

To keep their premiums at the lowest cost each year, it’s not unusual for businesses to seek job classifications with lower ratings. Workers’ Compensation guru, David Leng, explains in his book, Stop Being Frustrated and Overcharged Year After Year by Your Workers’ Compensation Program, this practice can actually backfire. He cites the case of a […]

Legal Corner

Posted on February 19th, 2018 by admin@iwcp

ADA Employer requiring wellness program participation prevails over EEOC A federal District Court in Wisconsin has ruled against the Equal Employment Opportunity Commission and held that a plastic manufacturer’s policy of requiring employees to complete health risk assessments and biometric screenings to be eligible for health coverage does not violate the ADA. The court granted […]

Overexertion Accounts For More Than 25% Of The Top Ten Injury Costs: Liberty Mutual

Posted on January 11th, 2018 by admin@iwcp

Produced annually, the Liberty Mutual Workplace Safety Index identifies the leading causes of the most disabling workplace injuries (resulting in six or more days of lost time) and ranks them by total Workers’ Compensation costs. The top five causes that accounted for 65.4% of the total injuries occurring in 2012 (most recent data available) were: […]

What to expect in 2018?

Posted on January 10th, 2018 by admin@iwcp

In today’s fast-moving business environment and volatile political atmosphere, nothing stays the same for very long, including Workers’ Compensation. Here are 18 ongoing trends and emerging issues to watch in 2018. Comp rates continue downward trend It’s good news for employers that comp rates are decreasing in most states as claims frequency declines and workplace […]

Delays In Reporting Claims Can Increase Costs By Over 50%: Study

Posted on October 11th, 2017 by admin@iwcp

One of the overarching principles of workers’ comp cost control is early reporting and intervention. About fifteen years ago, a groundbreaking study by the Hartford Financial Services Group found that injuries reported between the 4th and 5th week following an injury are 45% more expensive than those reported in the first week. While the details […]