Author Archive

Nine actions employers should take to avoid OSHA COVID-19 related citations

Posted on November 10th, 2020 by admin@iwcp

Even the best-intentioned employers find the constantly changing federal OSHA guidance on COVID-19 unnerving. For example, consider the decision whether to report an employee’s hospitalization or death due to COVID-19, which was addressed with different guidance in April, May, July, and, most recently, October (see OSHA watch). Moreover, few citations were issued in the Spring […]

Eight steps to create a winning game plan for renewals

Posted on October 15th, 2020 by admin@iwcp

It is a time like no other for insurance renewals. The COVID-19 pandemic and the resulting economic fallout have upended the decades-long certainty within the workers’ compensation market that let employers reap the benefits of a soft market. Steep declines in premiums as a result of historic unemployment and falling payrolls suppressed investment returns from […]

Ten Commandments for a Workers’ Comp Audit

Posted on February 6th, 2020 by admin@iwcp

While an IRS audit strikes fear in the hearts of business owners, a Workers’ Compensation premium audit is considered routine. Yet, there is a very good chance that it can result in higher charges, particularly if you are not adequately prepared. Clerical errors, incorrect classifications, and miscalculations often lead to overcharges. There are two important […]

Kevin Ring Featured on Connected Insurance Podcast

Posted on December 30th, 2019 by admin@iwcp

The Institute’s Leader Workers’ Compensation Analyst, Kevin Ring, was featured on the December 18th episode of the Connected Insurance Podcast, produced by Agency Revolution. In this conversation, Kevin discusses strategies that are working today to get employers excited about workers’ compensation, despite drastically falling rates. Check it out here.

OSHA reiterates that online safety training may not meet requirements

Posted on December 6th, 2019 by admin@iwcp

In a standard interpretation https://www.osha.gov/laws-regs/standardinterpretations/2019-07-11 issued earlier this year, OSHA answered the question: Are online training programs acceptable for compliance with OSHA’s worker training requirements?  Interestingly, this standard interpretation is very similar in wording to one issued 25 years ago. While the agency acknowledges that online training is a useful component of an overall training […]

Long-term opioid prescriptions greatly increase the duration of temporary disability

Posted on July 12th, 2018 by admin@iwcp

The Workers’ Compensation Research Institute (WCRI) examined the impact of opioid prescriptions on the duration of temporary disability benefits for workers with lower back injuries. The conclusion: long-term opioid prescriptions lead to temporary disability durations more than three times longer than claims without opioid prescriptions. Long-term is defined as having prescriptions within the first three […]

Getting LOTO wrong could cost

Posted on June 27th, 2018 by admin@iwcp

Getting LOTO wrong is costly Here’s how to get it right Many companies believe they are in compliance with OSHA’s Lockout/Tagout (LOTO) standard; yet, it is one of the most difficult to comply with and is the number five violation in general industry and construction. To give you an idea of the standard’s complexity, a […]

Lock out Tag out – energization removed

Posted on June 27th, 2018 by admin@iwcp

OSHA’s removal of the term “unexpected energization” from the LOTO standard likely to lead to more citations Under the Obama administration, OSHA began an effort under the Standards Improvement Project 4 to fix minor, noncontroversial issues in several existing regulations, including the lockout/tagout regulation. While these issues typically include correcting typos, eliminating redundancies and clarifying […]

Trends in combatting abuse and fraud in Workers’ Compensation

Posted on May 7th, 2018 by admin@iwcp

Fraud or abuse that might not reach the legal requirements for criminal sanctions happens in all aspects of the Workers’ Comp system. There’s employee fraud, employer fraud, health provider fraud, attorney fraud, and even insurer and claims adjuster fraud. The good news is that technology is making it easier to detect and many states have […]

What employers should expect from an insurance agent?

Posted on December 11th, 2017 by admin@iwcp

By Kevin Ring Institute of Work Comp Professionals Editor’s note: Kevin Ring, CWCA, CWCA, MWCA, is Lead Analyst at Institute of WorkComp Professionals, Asheville, NC of which we are a member. It trains, certifies independent insurance agents and their support staff to navigate the complicated workers’ compensation system and act as advocates operating between employers […]