Don’t Wait for an Injury: How a Return-to-Work Program Protects Your Business An employee gets hurt on the job. What’s your plan? Too often, the answer is a scramble. A supervisor is told to “find something” for the injured employee to do, leading to an awkward and unproductive situation for everyone. This reactive approach is […]

How to Cut Workers’ Comp Claims: Build a Culture of Safety Many business leaders believe that strict rules and penalties are the keys to a safe workplace. This approach is fundamentally flawed. If you want to slash your workers’ compensation costs and create a more productive environment, you must shift your focus from enforcement to […]

How to Help Clients Make Workers’ Comp Employee Friendly Both in the media and in general conversation, we often hear people refer to the workers’ compensation laws in various states as being very “employee friendly” because they feel that it’s easy for injured employees to get more than they “deserve” from the workers’ comp system. […]

Your Biggest Workers’ Comp Risk is On the Road If you have employees who drive for any part of their job, motor vehicle accidents are one of your greatest financial exposures. They are the leading cause of on-the-job deaths and a primary driver of workers’ compensation claims. This risk isn’t limited to companies with fleets […]

FOR IMMEDIATE RELEASE Insurance Industry Icon Preston Diamond Releases Definitive Career Playbook Biltmore Forest, NC – July 18, 2025 – After a distinguished 66-year career shaping the insurance industry, Hall of Fame inductee Preston Diamond has released his capstone work, The Preston Diamond Playbook: Winning Strategies For Insurance Agents. Now available on Amazon, the book […]

If you’re like most work comp agents, you’ve probably had this moment before: You run a mod analysis for a prospect. You uncover issues—injuries driving up costs, claims that could’ve been better managed, and a mod that’s costing them big. They’re interested. You’ve got their attention. And then they ask the million-dollar question: “So… what […]

To fill critical openings and to maintain flexibility in economic uncertainty, more employers are hiring temporary workers. OSHA and other organizations have long argued that temporary workers are at increased risk of injury because they are often placed in various jobs, which can be hazardous, aren’t properly trained, have language and cultural barriers, and are […]

There’s much good news in workers’ comp – rates have fallen in most states, frequency of injuries continues to decline, and the industry is healthy – but employers should be concerned by the rising costs of claims when they do occur. Workers comp is one of the most loss-sensitive insurance policies – the more you […]

For the first time, the new National Emphasis Program (NEP)  https://www.osha.gov/sites/default/files/heat-nep-factsheet-en.pdf creates a nationwide enforcement mechanism to proactively inspect workplaces for heat-related hazards (outdoors and/or indoors) in general industry, maritime, construction, or agricultural operations. OSHA plans to initiate programmed (pre-planned) inspections in over 70 high-risk industries in indoor and outdoor work settings when the National […]

While many employers anticipated an Emergency Temporary Standard (ETS) regarding COVID-19 on March 15 per President Biden’s Executive Order, OSHA took an unusual step and launched a COVID-19 National Emphasis Program (NEP) https://www.osha.gov/sites/default/files/enforcement/directives/DIR_2021-01_CPL-03.pdf on March 12 before issuing the ETS. It is expected that an ETS will be forthcoming, but the only official statement from […]