Author Archive

How to control the five major factors that raise the cost of claims

Posted on June 5th, 2022 by admin@iwcp

There’s much good news in workers’ comp – rates have fallen in most states, frequency of injuries continues to decline, and the industry is healthy – but employers should be concerned by the rising costs of claims when they do occur. Workers comp is one of the most loss-sensitive insurance policies – the more you […]

OSHA launches NEP on indoor, outdoor heat hazards

Posted on May 5th, 2022 by admin@iwcp

For the first time, the new National Emphasis Program (NEP)  https://www.osha.gov/sites/default/files/heat-nep-factsheet-en.pdf creates a nationwide enforcement mechanism to proactively inspect workplaces for heat-related hazards (outdoors and/or indoors) in general industry, maritime, construction, or agricultural operations. OSHA plans to initiate programmed (pre-planned) inspections in over 70 high-risk industries in indoor and outdoor work settings when the National […]

OSHA increasing COVID-19-Related inspections with new National Emphasis Program

Posted on April 8th, 2021 by admin@iwcp

While many employers anticipated an Emergency Temporary Standard (ETS) regarding COVID-19 on March 15 per President Biden’s Executive Order, OSHA took an unusual step and launched a COVID-19 National Emphasis Program (NEP) https://www.osha.gov/sites/default/files/enforcement/directives/DIR_2021-01_CPL-03.pdf on March 12 before issuing the ETS. It is expected that an ETS will be forthcoming, but the only official statement from […]

Cost-saving lessons from 2021 Workers’ Compensation audits

Posted on March 19th, 2021 by admin@iwcp

As Certified WorkComp Advisors (CWCA), we are trained, certified, and mentored by the Institute of WorkComp Professionals (IWCP) to guide employers to the lowest possible workers’ comp costs. Kevin Ring, Chief Operations Officer and Lead Workers Comp Analyst of IWCP recently reported on a consequential pattern that is emerging from Workers’ Compensation audits across the […]

Nine actions employers should take to avoid OSHA COVID-19 related citations

Posted on November 10th, 2020 by admin@iwcp

Even the best-intentioned employers find the constantly changing federal OSHA guidance on COVID-19 unnerving. For example, consider the decision whether to report an employee’s hospitalization or death due to COVID-19, which was addressed with different guidance in April, May, July, and, most recently, October (see OSHA watch). Moreover, few citations were issued in the Spring […]

Eight steps to create a winning game plan for renewals

Posted on October 15th, 2020 by admin@iwcp

It is a time like no other for insurance renewals. The COVID-19 pandemic and the resulting economic fallout have upended the decades-long certainty within the workers’ compensation market that let employers reap the benefits of a soft market. Steep declines in premiums as a result of historic unemployment and falling payrolls suppressed investment returns from […]

Ten Commandments for a Workers’ Comp Audit

Posted on February 6th, 2020 by admin@iwcp

While an IRS audit strikes fear in the hearts of business owners, a Workers’ Compensation premium audit is considered routine. Yet, there is a very good chance that it can result in higher charges, particularly if you are not adequately prepared. Clerical errors, incorrect classifications, and miscalculations often lead to overcharges. There are two important […]

Kevin Ring Featured on Connected Insurance Podcast

Posted on December 30th, 2019 by admin@iwcp

The Institute’s Leader Workers’ Compensation Analyst, Kevin Ring, was featured on the December 18th episode of the Connected Insurance Podcast, produced by Agency Revolution. In this conversation, Kevin discusses strategies that are working today to get employers excited about workers’ compensation, despite drastically falling rates. Check it out here.

OSHA reiterates that online safety training may not meet requirements

Posted on December 6th, 2019 by admin@iwcp

In a standard interpretation https://www.osha.gov/laws-regs/standardinterpretations/2019-07-11 issued earlier this year, OSHA answered the question: Are online training programs acceptable for compliance with OSHA’s worker training requirements?  Interestingly, this standard interpretation is very similar in wording to one issued 25 years ago. While the agency acknowledges that online training is a useful component of an overall training […]

Long-term opioid prescriptions greatly increase the duration of temporary disability

Posted on July 12th, 2018 by admin@iwcp

The Workers’ Compensation Research Institute (WCRI) examined the impact of opioid prescriptions on the duration of temporary disability benefits for workers with lower back injuries. The conclusion: long-term opioid prescriptions lead to temporary disability durations more than three times longer than claims without opioid prescriptions. Long-term is defined as having prescriptions within the first three […]