Author Archive

13 costly mistakes employers make on Worker Comp audits

Posted on March 5th, 2024 by Ray

At the Institute of WorkComp Professionals (IWCP) we have found that approximately 75 percent of audits have errors that result in overcharges. This figure is even more alarming when you realize that employers are responsible for most mistakes because they do not understand how to keep records properly to ensure that the audit is correct. […]

Here’s what workers are saying about the workers comp system on social media

Posted on February 6th, 2024 by Ray

Social media sites are increasingly used by the public as a source of information for medical issues, legal advice, and employer concerns and work comp is no exception. Redditt is a popular platform that workers turn to for work comp guidance. Cureus, a web-based peer-reviewed open-access general medical journal, recently published, Online Perspectives of Workers […]

Five dangers of ignoring Workers’ Comp because rates are low

Posted on January 5th, 2024 by Ray

There has likely never been a time when workers’ compensation insurance has been less expensive than it is now. For example, in 1994, employers constructing single-family homes in Florida paid a rate of $32.89 per $100 of payroll. In 2023, the rate for that same classification was $11.44 per $100 of payroll. Adjusted for inflation, […]

Employers Need a Policy Before Adopting the Use of AI Tools in HR

Posted on December 7th, 2023 by Ray

According to a survey by the Society for Human Resource Management, roughly 79 percent of employers use some form of AI in the recruitment and hiring process. In its AI in the Workplace Survey Report, Littler, an employment and labor law practice, found that the adoption of generative AI technologies, such as ChatGPT, that uses […]

OSHA’s New Record Keeping Rule is not Business as Usual: Six Reasons to Consult with Your Advisor Now

Posted on November 21st, 2023 by Ray

Although compliance with OSHA’s injury and illness recordkeeping and reporting rule always has been challenging, it’s never more critical to get it right. The sweeping changes made to the rule in July 2023 significantly increases the number of establishments affected, dramatically increases employers’ reporting requirements, and gives OSHA unprecedented access to workplace data, fueling employers’ […]

Portable fire extinguishers: training and inspection requirements

Posted on October 5th, 2023 by Ray

October is fire prevention month and a good opportunity to revisit fire prevention measures throughout your company. This article provides a refresher on OSHA requirements for portable fire extinguishers in general industry. Training requirements OSHA requires all general industry employers to have an emergency action plan  and a fire prevention plan that covers how to […]

Employer alert: OSHA has a new Injury & Illness Reporting and Recordkeeping rule and Warehousing NEP

Posted on August 7th, 2023 by Ray

Injury & Illness Reporting and Recordkeeping rule More employers will be required to submit workplace injury and illness information under a final rule released by the Occupational Safety and Health Administration (OSHA) on July 17. The new rule updates the list of employers in “high-hazard” industries and creates more onerous obligations for certain employers. It will take effect […]

Five Mistakes Employers Cannot Afford to Make During the Summer

Posted on June 6th, 2023 by Ray

The summer season brings unique hazards that have persistently led to more injuries than any other season. Greater product demand, longer working hours, extreme temperatures, poorly trained seasonal workers, vacation schedules, dangerous storms and wildfires, increased road construction, and congested highways all contribute to the spike in workplace injuries. A surge in drug use during […]

Alert: Premium audit process may never be the same

Posted on May 3rd, 2023 by Ray

In 2021 WorkComp Advisors noticed that auditors were being far more aggressive than they had been in the past. In some respects, it was understandable. Payrolls and worker’s comp net written premium were down significantly in 2020 and it’s the auditors’ job to recoup as much as possible. Many expected a return to less aggressive […]

Rising workplace injuries: the impact of high employee turnover

Posted on April 5th, 2023 by Ray

The November 2021 Bureau of Labor Statistics (BLS) recently released data on workplace injuries and illnesses, and the results are concerning. According to the report, although fatal injuries decreased, the rate of nonfatal injuries and illnesses in private industry increased from 2.8 cases per 100 full-time workers in 2019 to 2.9 cases per 100 full-time […]