How to combat the troubling trend of longer claim duration for younger workers While younger workers (Gen Z) tend to have higher rates of workplace injuries compared to older workers, it’s often said that they recover quicker, and the workers’ comp costs are lower. However, insurance companies are noticing a troubling trend -–a longer duration […]

The workers’ compensation landscape is undergoing significant transformation driven by new technologies, legal and regulatory challenges, economic factors, and evolving workforce dynamics. Employers that are proactive and informed are in the best position to navigate these complexities and effectively mitigate risks. In 2025 employers will need a heightened awareness of federal, state and local regulations […]

Each year by March 2, most employers must electronically submit their OSHA logs to the Department of Labor (DOL). The process can be confusing, and getting it wrong puts your business at risk of OSHA fines, increased OSHA scrutiny, and even potential legal action. Avoid these common mistakes when submitting your logs to ensure compliance […]

Natural disasters, such as hurricanes, tornadoes, floods, and wildfires, are increasing the scrutiny businesses face over their disaster preparedness, response strategies, and liability for injuries and deaths of workers. While the laws vary by state as to whether natural disaster-related injuries are compensable under workers’ comp statutes, most states cover first responders and workplace injuries […]

Back in early July, OSHA released an unofficial version of a Notice of Proposed Rulemaking (NPRM) for a federal Indoor and Outdoor Heat Illness Prevention Rule. After an unusually long delay, apparently related to the rule’s length and formatting of numerous tables and graphs, the official version was published on August 30. Here are 11 things you need […]

Companies have devoted considerable resources to reducing injuries and conditions have improved, but not enough. Employers reported 2.8 million injury and illness cases in 2022, a 7.5 percent increase over 2021. There were 5,486 fatal work injuries in 2022—the equivalent of one death every 96 minutes. Here are seven reasons why more effective injury and […]

On July 2, 2024, federal OSHA released a proposed heat standard  that has not yet been published in the Federal Register. In the Spring 2024 Regulatory Agenda, the date for the Notice of Proposed Rule Making (NPRM) is listed as 8/00/2024. The proposal will apply to employers conducting outdoor and indoor work in all industries, […]

Transportation and warehousing At the National Council on Compensation Insurance’s (NCCI) annual symposium, it was reported that “Most industries show consistent and steady declines in claim frequency. However, claim frequency increased in the transportation and warehousing sector from 2019- 2022. The couriers and messengers subsector (local delivery drivers) is driving this increase, caused mostly by […]

While many employers focus on Workers’ Comp close to the renewal date, this is not the opportune time to control costs. It’s the valuation date, which is the day that the insurance company sends your claim information to the workers comp rating bureau. Although many refer to the date as six months after the policy […]

At the Institute of WorkComp Professionals (IWCP) we have found that approximately 75 percent of audits have errors that result in overcharges. This figure is even more alarming when you realize that employers are responsible for most mistakes because they do not understand how to keep records properly to ensure that the audit is correct. […]