Author Archive

11 key mistakes to avoid when submitting OSHA logs

Posted on December 11th, 2024 by Ray

Each year by March 2, most employers must electronically submit their OSHA logs to the Department of Labor (DOL). The process can be confusing, and getting it wrong puts your business at risk of OSHA fines, increased OSHA scrutiny, and even potential legal action. Avoid these common mistakes when submitting your logs to ensure compliance […]

Natural disasters and Workers’ Compensation

Posted on November 20th, 2024 by Ray

Natural disasters, such as hurricanes, tornadoes, floods, and wildfires, are increasing the scrutiny businesses face over their disaster preparedness, response strategies, and liability for injuries and deaths of workers. While the laws vary by state as to whether natural disaster-related injuries are compensable under workers’ comp statutes, most states cover first responders and workplace injuries […]

Twelve things to know about OSHA’s proposed heat rule

Posted on October 8th, 2024 by Ray

Back in early July, OSHA released an unofficial version of a Notice of Proposed Rulemaking (NPRM) for a federal Indoor and Outdoor Heat Illness Prevention Rule. After an unusually long delay, apparently related to the rule’s length and formatting of numerous tables and graphs, the official version was published on August 30. Here are 11 things you need […]

What companies get wrong about safety investments

Posted on September 6th, 2024 by Ray

Companies have devoted considerable resources to reducing injuries and conditions have improved, but not enough. Employers reported 2.8 million injury and illness cases in 2022, a 7.5 percent increase over 2021. There were 5,486 fatal work injuries in 2022—the equivalent of one death every 96 minutes. Here are seven reasons why more effective injury and […]

What employers need to know about OSHA’s proposed heat standard

Posted on August 16th, 2024 by Ray

On July 2, 2024, federal OSHA released a proposed heat standard  that has not yet been published in the Federal Register. In the Spring 2024 Regulatory Agenda, the date for the Notice of Proposed Rule Making (NPRM) is listed as 8/00/2024. The proposal will apply to employers conducting outdoor and indoor work in all industries, […]

Shifting Injury Trends by Industry

Posted on June 5th, 2024 by Ray

Transportation and warehousing At the National Council on Compensation Insurance’s (NCCI) annual symposium, it was reported that “Most industries show consistent and steady declines in claim frequency. However, claim frequency increased in the transportation and warehousing sector from 2019- 2022. The couriers and messengers subsector (local delivery drivers) is driving this increase, caused mostly by […]

The most important date of the year to control workers’comp costs

Posted on May 8th, 2024 by Ray

While many employers focus on Workers’ Comp close to the renewal date, this is not the opportune time to control costs. It’s the valuation date, which is the day that the insurance company sends your claim information to the workers comp rating bureau. Although many refer to the date as six months after the policy […]

13 costly mistakes employers make on Worker Comp audits

Posted on March 5th, 2024 by Ray

At the Institute of WorkComp Professionals (IWCP) we have found that approximately 75 percent of audits have errors that result in overcharges. This figure is even more alarming when you realize that employers are responsible for most mistakes because they do not understand how to keep records properly to ensure that the audit is correct. […]

Here’s what workers are saying about the workers comp system on social media

Posted on February 6th, 2024 by Ray

Social media sites are increasingly used by the public as a source of information for medical issues, legal advice, and employer concerns and work comp is no exception. Redditt is a popular platform that workers turn to for work comp guidance. Cureus, a web-based peer-reviewed open-access general medical journal, recently published, Online Perspectives of Workers […]

Five dangers of ignoring Workers’ Comp because rates are low

Posted on January 5th, 2024 by Ray

There has likely never been a time when workers’ compensation insurance has been less expensive than it is now. For example, in 1994, employers constructing single-family homes in Florida paid a rate of $32.89 per $100 of payroll. In 2023, the rate for that same classification was $11.44 per $100 of payroll. Adjusted for inflation, […]