The Stakes: A demolition company working in Maryland, Virginia, and D.C. felt their premium was too high. They suspected something was wrong with how their multi-state payroll was being calculated.
The Investigation: The Advisor reviewed the documents and found a massive double-dipping error. One state was charging a premium on all the workers, regardless of where they actually worked, while the other states were charging them too.
The Breakthrough: The Advisor collected job records from every project site to prove exactly where each employee worked each day. They appealed to the carrier’s audit department with this irrefutable data.
The Result: The carrier revised the bill, knocking $36,000 off the annual premium.