7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Back On The Job Programs Are Good Business



Yesterday

Don’t Wait for an Injury: How a Return-to-Work Program Protects Your Business

An employee gets hurt on the job. What’s your plan?

Too often, the answer is a scramble. A supervisor is told to “find something” for the injured employee to do, leading to an awkward and unproductive situation for everyone. This reactive approach is inefficient and costly.

A formal Return-to-Work program is the professional solution. Its goal is simple: get your injured employee back to safe, meaningful work as quickly as their medical condition allows. A well-designed program is not an expense; it’s a core business strategy that cuts workers’ compensation costs, retains valuable employees, and demonstrates your company’s commitment to its people.

Put It In Writing—Before an Injury Happens

The time to create your Return-to-Work program is now, not after someone gets hurt. A reactive plan is no plan at all. Your program must be a formal, written policy that is part of your company’s culture.

A written policy eliminates guesswork. It establishes clear expectations for everyone involved—the injured employee, their supervisor, your insurance carrier, and their doctor. It ensures every case is handled consistently and fairly.

For the program to succeed, you need buy-in. Involve your employees in creating the plan. When they help build it, they understand and trust the process. This makes them more willing to participate, whether for themselves or for a coworker.

Defining Transitional Work

When an employee is medically cleared to return, there are typically three options:

  • Full Duty: They return to their original job with no restrictions.
  • Modified Duty: They return to their original job, but with temporary changes to accommodate their medical restrictions (e.g., no lifting over 10 pounds, more frequent breaks, or reduced hours).
  • Transitional Duty: If modified duty isn’t possible, they perform a different temporary job that fits within their physical limitations.

Finding appropriate modified or transitional work is where many employers get stuck. It requires planning, not improvisation.

This Isn’t About “Busy Work”

A Return-to-Work program does not require you to invent pointless jobs. The assignments must be genuine and provide real value to your business.

Think creatively about tasks that need to be done:

  • Are there projects on your “someday” list that you never have time for?
  • Do you outsource tasks that could be handled in-house, like equipment maintenance logs, safety checklist updates, or inventory management?
  • Could the employee assist with training, scheduling, or quality control inspections?

Remember, most injuries requiring modified duty are short-term. An employee may only need a transitional assignment for a few days or weeks. Your formal plan allows you to have these options ready to go the moment an injury occurs.

The Bottom Line: It’s Good for People and Profits

The connection between employee satisfaction and workers’ compensation is clear. Happy, valued employees are less likely to file claims, and when they do get injured, they are motivated to return to work sooner. A Return-to-Work program is one of the most powerful ways to show employees you are committed to their well-being.

Once established, your program needs a designated owner on your team to monitor, refine, and communicate it regularly.

While preventing injuries is always goal number one, a formal Return-to-Work program is your best tool for managing the situation effectively when one occurs. It’s the smart way to control costs, keep your team intact, and run a better business.