WorkComp Advisory
newsletter archivecase studiesarticles

July 2009

How to Keep Occupational Diseases from Affecting Your Workers' Compensation Costs
Know your work environment, know the dangers — and know who you are hiring

Three common recession traps for stressed employers

Health care coverage and Workers’ Compensation leave
Updates on COBRA and FMLA

Heat stress causes mental fatigue and physical exhaustion
OSHA notifies employers with high injury and illness rates and places more onus on employers
Things you should know

June 2009
Six keys to managing the Employer-Employee relationship in Workers’ Compensation injuries
Fitness for duty exams

Corporate structure can affect Workers' Compensation costs: Why your CPA should talk to your CWCA
EEOC claims and Workers' Compensation

Q & A: Wellness programs
Simplest, least expensive treatment for low back pain may be best
Industry Corner
Things you should know

May 2009
13 tips to shorten claim duration
Understanding Occupational Disease claims after employment ends

Q & A: Permanent partial disability, Subrogation impact on Experience Mod, vacation pay, and ownership requirements for combining Workers' Compensation policies
USL&H amendments - Caution advised

Loss of productivity more costly to employers than health care costs
Workplace wellness programs continue to grow
Things you should know

April 2009
Keeping employees healthy top workforce issue in 2009
Study: Lifestyle interventions may reduce sick days and disability for people with diabetes and obesity

Two keys to reducing costs: prompt reporting and nursing triage
Examining your claim reserves can save money

Q & A: OSHA opinion on horseplay injuries; sports activities
Things you should know

March 2009
Economic stimulus provisions affect employers
The effects of the economy on workplace safety
Helpful resources related to FMLA and ADA
Study: Improved training and equipment design needed to reduce Lockout/Tagout fatalities

Q & A: Spoliation
Things you should know

February 2009
Ten Costly Return-to-Work Mistakes in 2009
Poor health drives trucker injuries
Employers must post OSHA 300A February 1
Getting it right: wellness program checklist

Q & A: Volunteers, Illegal immigrants and Workers’ Compensation
Things you should know

January 2009
The missing component in post accident analysis
Changes organizations are making to manage economic challenges
Workforce Health and Cost Trends: What to Expect in 2009
Q & A: New FMLA regulations and Workers’ Compensation

Things you should know

December 2008
How to use Workers’ Comp to improve the bottom line
DOL issues final rule to update FMLA regulations
National trends in Workers’ Comp premiums changing
Q & A: Remuneration issues: overtime, salary adjustments, USERRA

Industry corner
OSHA updates
Things you should know

November 2008
Six safeguards to control Workers’ Compensation costs in a down economy
Three subcontractor traps to avoid
Number of treatments per Workers’ Comp claim continues to rise
Sweeping Amendments to ADA

Handbook language can lead to unintended FMLA liability
Q & A: Waiting periods, insurance company bankruptcies, negligent third parties
Things you should know

October 2008
The Startling Truth About Workers' Compensation and Declines in Claim Frequency
Changing employee behavior key to controlling injuries
Ten Commandments for Managing an OSHA visit
Q & A: Family and Medical Leave Act (FMLA)

Things you should know

September 2008
Important Trends in Workers’ Compensation: Declines in claim frequency slowing
Managed Care caseloads thwart effective management
Keys to managing an aging workforce
DOL Opinion Letter: Missed Meal Breaks, Overtime
Q & A: The hiring process

Things you should know

August 2008
Surviving the Tidal Wave of Demographic Pressure
Google’s strategy for building a stellar workforce
Tips on managing a depressed employee
Commercial drivers with serious medical conditions on the road
Q & A: Medical appointments during working hours; lump sum payments

Things you should know

July 2008
Finding the right Rx for your Workers’ Compensation program
Dealing with alcoholism in the workplace
Court defines standard for pre-employment physicals
Q & A: When an injury occurs
OSHA Fact Sheets on Protecting Workers in Summer Heat

Things you should know

June 2008
Eight costly myths about Workers’ Compensation
Working effectively with the family practitioner
Checklist for partnering with right medical provider
Controlling your risk in wage and hour compliance
Q & A: Wage and hour issues

Taking the pain out of back injuries
Things you should know

May 2008
The myth of the bad employee
Q & A: Common mistakes employers make under FMLA
Top ten most disabling injuries
Acute back pain and return to work
Things you should know

Industry Corner

April 2008
What to look for in Workers’ Comp in a down economy
Pre-employment testing: Effective tool to reduce absenteeism and Workers’ Comp claims and improve productivity
Tips on selecting a Wellness Vendor
Four compelling reasons to tighten up hiring practices for temporary or contingent workers
Things you should know

Work At Home/Telework as a Reasonable Accommodation

March 2008
Lower the costs of claims with effective claims management
Recognizing fatigue: an “invisible epidemic” adversely affecting the bottom line
FMLA update
Retention tips
Things you should know

February 2008
Five Costly Mistakes Employers Make with Workers’ Compensation Managed Care Organizations
Roles and responsibilities in Workers’ Compensation
Employers – Injured Employees – Medical Providers and Insurance Carriers

Return-to-Work programs: getting started
Checklist: Essential elements of a successful Return-to-Work program
Emergency room wait time on the rise
OSHA PPE rule takes effect February 13, 2008; Employers must comply by May 15

January 2008
Why safety programs are not enough: A healthier workforce produces substantial financial benefits
U.S. Citizenship and Immigration Services (USCIS) requires employers to use new Employment Eligibility Verification Form I-9
Giving the right impression to job applicants
Q & A: Obtaining medical information
Industry Corner Cleaning and Maintenance Industry
Working graveyard shift linked to cancer
Managing a multicultural workplace

December 2007
Wellness programs: What's working
Dealing with employees who do not return to work
Q & A: "Gray" areas of Workers' Compensation
Industry Corner: Construction, Landscaping, Long-term care
Remember the praise - managing the Millennials

November 2007
Storm clouds on horizon in 2008: calm seas of Workers' Compensation threatened
Q & A: Your Experience Modification Factor
Background checks: essential but tricky
Rigorous management holds the line on health care costs: per-employee costs nearly 20% lower in high performing companies

October 2007
Why costs escalate unexpectedly in low risk Workers' Compensation claims
How to combat escalating Workers' Comp costs after an injury occurs
Sixteen warning signals that your insurance company may have overcharged you on your Workers' Compensation Premium Audit
Preparing for the Premium Audit: A helpful flow chart
Is this position exempt or non-exempt? Government website offers guidance
Changes in New York's Workers' Compensation laws governing out-of-state companies creates a stir and are put "on hold"
September 2007
The Eight Major Mistakes Employers Make When Workers' Compensation Rates Go Down
Retention Aid: Employees Identify Top Factors in Job Satisfaction
Substance Abuse: A Common and Difficult Workplace Problem
Personnel Record Retention Checklist
Six Common Management Actions Improve Quality of Truck Drivers
Study Finds Rest Breaks Minimize Eye Strain and Increase Speed Among Data Entry Workers
August 2007
Return-to-Work: Do's and Don'ts of Transitional Work Assignments
Q & A: Integrating Workers' Compensation, FMLA, ADA, and COBRA
Home-Based Workers and Workers' Compensation
Employee Health is an Asset: Tips for Motivating Employees to Better Health
July 2007
Know your exposure to Workers' Compensation claims from different states
12 suggestions to help you avoid hiring a Workers' Compensation claim
Overtime authorization policy for non-exempt employees saves money
A closer look at medical expenses that drive the cost of claims
Workplace culture that discourages drinking gets results
Controlling the summer sick day syndrome
June 2007
The 'perceived boss' may be the silver bullet in controlling Workers' Compensation costs
Health and wellness programs in the workplace reduce lost time due to hypertension and diabetes
New rules of Electronic Discovery have important implications for employers
Why do reserves change?
Red Flag Fraud Checklist
Leadership lessons learned from sports
May 2007
Coordinate FMLA & Workers' Compensation or it will cost you time & money
Independent contractors and Workers' Compensation
How non-union contractors can be more competitive when bidding on Davis-Bacon Act or McNamara-O'Hara Service Contract jobs
Retention strategies that work
April 2007
How fit are your employees?
Healthier employees mean healthier profits...
    "Fit and Happy Workplace" brings wellness coaches to the workplace

Reduce Workers’ Compensation Costs With CompScore Metrics...

March 2007
Institute of WorkComp Professionals has a banner year in reducing Workers' Comp costs for clients
It pays to be nice: Employer's treatment of injured worker more important than satisfaction with health care in Return-to-Work programs
Study finds working "moderate" overtime may not have adverse effects on health and safety
Managing an aging workforce: the impact on Workers' Compensation

February 2007
From employee to manager: Sound HR practices reduce Workers' Compensation exposures
Buying the assets of a business and/or a change in ownership can affect your Experience Mod
Study shows fatigue in the workplace costs employers $136 billion
Employers must post OSHA 300A in February

January 2007
InjuryFocus™ Delayed Recovery avoidance - A new program to help you identify those employee injuries that can drive your Workers' Compensation costs through the roof
10 Tips to improve injury management results and improve your bottom line
December 2006
A gift that keeps giving: reduced mod
Web-based training for supervisors
Working with the claims adjuster
Q & A: Employers ask about claims
Healthy offices equals better workers

November 2006
Clients save $186,000: Advisor makes startling Experience Modification factor discoveries
Q&A: Employers Ask about Workers' Comp
Don't go the audit route alone: The typical audit process inherently works to your disadvantage

October 2006
What employers need to know about the recovery of injured workers
Common questions regarding alternate-duty work assignments
September 2006
Taking control in a soft market: drive down your Workers' Compensation premiums even further
Costs spiral out of control: True Story: Patient dictates lost time during ER visit
When it comes to workplace injuries ... 90% of employees injured in 2006 have no previous job injury record

August 2006
Out of sight, out of mind: What happens to employees when they are out of work?
Four key components of successful Return-to-Work
Common questions about Return-to-Work programs
Taking the creative route to save a contract

July 2006
When pain keeps injured workers from going back to work
Written policies and procedures for Return-to-Work can improve the bottom line
June 2006
Is your response to an injured employee costing you money?
Injury management process and preventing “PD”
Most injuries begin at date of hire

May 2006
Why injury management is essential: What claims really cost employers
Study: Most lost time claims can be avoided
Better communication = Reduced claims costs
How well do you know your medical provider?

April 2006
Predictive Modeling: a pro-active approach to managing Workers' Compensation costs
Employers win when injuries are reported quickly and monitored regularly
March 2006
How to avoid the Workers' Comp cost cycle
Hiring smart is easier than managing tough

February 2006
HR Continuing Education Credits available
Proper care at the right place
Working with the “problem” injured worker
Workplace learning: where are we headed?

January 2006
Why training line managers Is important
Four keys for training supervisors
November 2005
Employers, you're paying the bill...Control your Experience Mod or it will control you

October 2005
How an independent nurse can reduce your costs

August 2005
If Injuries are down, why are costs up? - Solving the Workers' Compensation Paradox
Back-on-the-Job programs are good business

June 2005
Twelve ways to reduce risk