Trucking Company On The
Right Road by Saving
$20,000 in Total Premium
Insured
Trucking Company
Situation
High rate and large number of employee injuries - $800,000 premium
Assessment
No return-to-work program. Analyzed claims and showed employer the true
cost of the insurance company paying indemnity to injured employees.
Solution
After reviewing the return-to-work options, the trucking company decided
to no longer outsource its security guard function, but make it a “transitional
duty” job. Injured workers sit in the booth and collect paper work
from incoming trucks. Another light duty job involves scanning the bar codes
of boxes as they pass on a conveyor belt. By putting a chair on wheels,
the employee simply sits and presses a button as the box goes by.
Result
Self insuring the transitional duty on one case alone, the $4,000 in indemnity
reduced the premium by $20,000 over a three-year period. |