7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Landscape contractor sprouts a $104,000 refund

INSURED This major landscape contractor servicing commercial properties employs 120 people and does $1.9 million in annual revenues. SITUATION A year after purchasing the company, the insured was concerned why, as a relatively new business, its Experience Mod was extremely...

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Satellite company saves nearly half-million in premiums

4 years, 3 months ago ,

INSURED A multi-state satellite installation company with 36 employees. SITUATION The company unexpectedly received a $499,916 audit premium notice. The previous premium was $13,530. ASSESSMENT In reviewing the audit, CWCAs from Trissel, Graham, and Toole discovered that the auditor had...

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Office furniture company sees Mod drop 22%

INSURED This assembler of office furniture employs 86 and has revenues in excess of $32 million annually. SITUATION The employer saw its Experience Mod escalating steadily up to 1.22. ASSESSMENT The CWCAs found one reason for the increase in the...

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Correcting misclassification a good sign for outdoor sign company

4 years, 3 months ago ,

INSURED The insured is an outdoor sign company with fewer than 10 employees. The company’s annual revenue is just under $2,000,000. SITUATION The company’s annual premium was extremely high based on the number of employees and the level of duties...

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Experience Mod audit lowers Mod 17 points & returns $33,150 to grading contractor

INSURED This grading contractor employs 42 people with annual revenues of approximately $3 million. SITUATION The company had been with the same broker for 21 years. The broker had never audited or verified the insured’s Experience Modification Factor and routinely...

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Glass Company discovers value of Independent Agent

INSURED This company specializes in glass for commercial entrances and storefronts, construction glazing and retail glass sales. With 40 employees, the company has sales revenue in 2005 of approximately $2.5 million. Situation The CWCAs began insuring this client in 1995....

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