Success Stories

INSURED A school bus contractor with 30 drivers.   SITUATION The company was enrolled in a special state program for school bus operators that allowed it to receive a safety group dividend and preferred pricing on their Workers’ Compensation rates....

INSUREDA midsize masonry contractor. SITUATIONThe masonry contractor was using a PEO (Professional Employer Organization) and was concerned what it was paying for Workers’ Comp was higher than that of its competitors. It was difficult for them to determine their rate...

INSUREDA metal fabricator with 26 employees thatmanufactures metal sign-holders for various retailers. SITUATIONWith no history of carpel tunnel issues, the insured experienced a rash of carpel tunnel injuries unexpectedly, with two in excess of $80,000. This drove the company’s Experience...

INSURED A large residential property company with more than 5,800 units encompassing 46 high-rise buildings and over 153 acres. SITUATION The company was using a large insurance agency/broker that was lax in managing the company’s claims, resulting in a high...

INSURED The insured is a large community bank with 30 branches, 400 employees, and assets in excess of $850 million. SITUATION A 12-year client, the bank had a comprehensive Workers’ Comp program and an excellent claims history, with an Experience...

INSUREDA commercial general contractor. SITUATIONA 62% Workers’ Comp surcharge drove up the company’s Experience Modification Factor to 1.12, costing them an additional premium of $185,000 per year. It also restricted the company from bidding work for large corporations that required...

INSURED An independent grocery store that employees 500 people with annual revenues of $20 million. SITUATION The employer had a large open claim reserve of $140,000 as a result of a back injury to an employee. There was also a...

INSURED The insured is a large trucking and excavating company with a fleet of 50 trucks, 90 employees and $10 million in annual revenues. SITUATION The company had large open claims that negatively impacted its Experience Mod. The current agent...

INSURED An ice cream manufacturer with 12 employees and revenues of $2.8 million. SITUATION The company had an Experience Mod of 1.9, which was more than three times what it should be. ASSESSMENT A team of CWCAs reviewed the business....

INSURED This free-cast prestressed concrete manufacturer and contractor has annual revenues of nearly $15 million and employs 60 people. SITUATION The company, which traditionally had an Experience Modification Factor in the .89 to .90 range, saw a rise to 1.2....