7 Secrets that Cost Your Client a Bundle on their Workers' Comp

Correct medical diagnosis keeps employer from feeling the pain of a Mod increase

4 years, 3 months ago ,

INSURED The insured is a water and sewer pump company and employs 27. There are additional employees in two other states.  SITUATION An employee had undergone gall bladder surgery. He was released back to work full duty (without restrictions) three...

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Private school learns a lesson by seeing Mod drop 95 points

4 years, 3 months ago ,

INSURED The insured is a large non-profit school for physically and mentally-challenged students. SITUATION The school was being cancelled by its existing carrier of 45 years because of a poor history resulting in a 300% loss ratio and a mod...

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Implementation of comprehensive Workers’ Comp program saves manufacturing company $3,000 on one claim

4 years, 3 months ago ,

INSURED The insured is a wood products manufacturing company that employs more than 40 people divided into three work classes – sash/door/assembly millwork, sales people and clerical. The company works one shift, has a very stable workforce and consistently produces...

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Injury management program reduces annual losses from $163,675 to $6,074 for machine maintenance company

4 years, 3 months ago

INSURED This machine maintenance company employs 130 people in five states. SITUATION Because the company is a multi-state risk, injury management was becoming a problem, especially since there was no onsite claims supervisor at any of the locations. The result...

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The case of the disappearing claims

4 years, 3 months ago ,

INSURED The insured is a social service agency with 390 employees in 22 locations.   SITUATION In one six-month period, this insured experienced 27 workers’ compensation claims totaling $89,000.   ASSESSMENT A Certified WorkComp Advisor (CWCA) looked into the situation...

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CWCAs unbundled costs and save contractor $25,000

4 years, 3 months ago ,

INSUREDA midsize masonry contractor. SITUATIONThe masonry contractor was using a PEO (Professional Employer Organization) and was concerned what it was paying for Workers’ Comp was higher than that of its competitors. It was difficult for them to determine their rate...

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