ARTICLES

Solving the Workers' Compensation Paradox
By: Frank Pennachio

A perplexing paradox exists in the world of workers' compensation insurance. Thanks to safety professionals and the efforts of employers, employees have much safer workplaces, greatly reduced risks for injuries, and far better education in how to avoid injuries in the workplace of today than they did a decade ago. read more...(pdf)


Breaking Free From the Price Cycle
By: Frank Pennachio

With few exceptions, Workers' Compensation insurance rates are in decline across the country. Although rates are certainly an important component of Workers Compensation insurance costs, there are other considerations companies must address during a declining rate environment. read more...(pdf)


The Good, The Bad, and The Ugly of Workers' Compensation Group Self Insurance Funds
By: Frank Pennachio

WorkersÕ Compensation Group Self Insurance Funds (SIF) are available and popular in many states throughout the country. They serve as an alternative to standard insurance companies for WorkersÕ Compensation Insurance. In some market conditions, they may be the only means available to employers to meet their WorkersÕ Compensation obligations. read more...(pdf)