Insured The business is an electronics manufacturer. The company employs 110 workers and has gross revenues of $30 million. Situation After splitting from a large national manufacturer, the company saw its Mod jump to 1.45, causing uncompetitive labor costs and … Continue reading →

Insured The insured is a residential plumbing contractor with 265 employees and annual revenues of $40 million. Situation The company was in a transitional stage causing a higher-than-average claims activity. The result was a large number of open claims that … Continue reading →

Insured The insured is a large non-profit school for physically and mentally-challenged students operated by Catholic Charities. It has 96 students and 400 employees. Situation The school was being cancelled by its existing carrier of 45 years because of a … Continue reading →

Insured The insured is a wood products manufacturing company that employs more than 40 people divided into three work classes – sash/door/assembly millwork, sales people and clerical. The company works one shift, has a very stable workforce and consistently produces … Continue reading →

Insured This machine maintenance company employs 130 people in five states and has annual revenues of approximately $9 million. Situation Because the company is a multi-state risk, injury management was becoming a problem, especially since there was no onsite claims … Continue reading →

Insured A metal fabricator with annual revenues of $2,800,000 and 26 employees. The company manufactures metal sign-holders for various retailers.. Situation With no history of carpel tunnels issues, the insured experienced a rash of carpel tunnel injuries unexpectedly, with two … Continue reading →

Insured A midsize masonry contractor. Situation The masonry contractor was using a PEO (Professional Employer Organization) and was concerned what it was paying for Workers’ Comp was higher than that of its competitors. It was difficult for them to determine … Continue reading →

Insured A contract hauler with annual gross revenues in excess of $6,000,000 that services major building supply companies and contractor equipment dealers in 11 states. Situation The company’s Workers’ Compensation premium was $140,000 and the Experience Mod was .96, predominantly … Continue reading →

Insured A commercial general contractor with 110 employees and revenue of $52 million in 2006 and 150 employees and revenue of $75 million in 2008. Situation A 62% Workers’ Comp surcharge drove up the company’s Experience Modification Factor to 1.12, … Continue reading →

Insured The scaffolding company employs over 50 people with locations in two states. Situation The company experienced a substantial increase in claims activity in one year, going from $45,039 to $107,606. The majority of these claims were longstanding and many … Continue reading →