1 |
You
did not get a copy of the auditor's worksheets. |
2 |
The audit
was conducted at the accountant's or bookkeeper's office.
The term, “audit” often is synonymous with accountant,
although many accountants have little, if any knowledge of the laws
governing Workers' Compensation. |
3 |
The insurance
company changed your basic classification or reallocated payroll. |
4 |
Your Experience
Mod increased during the policy period. |
5 |
Charges
were made for uninsured subcontractors or owner-operators. A common
error is that payroll is charged on the contract price, not actual
payroll. |
6 |
The audit
included a charge for paid commissions. |
7 |
You received
a large additional or return premium (you may be entitled to more). |
8 |
The state
implemented a rate change. |
9 |
Credits
on last year's policy were removed from your current policy. |
10 |
You are
a contractor involved in several types of work, but not all of them
are shown on your policy. |
11 |
Your policy
was cancelled or rewritten with a different effective date. |
12 |
The wages
of an executive officer of the corporation were assigned to high-rated
classifications. |
13 |
You are
a contractor involved in a wrap-up construction project. |
14 |
Your policy
contains a Residual Market or Assigned Risk surcharge. |
15 |
You were
awarded contracts under the Davis-Bacon Act. |
16 |
You are
not absolutely certain that you didn't overpay your audit. |